Terms and Conditions for Subscription Service
These Terms and Conditions govern your use of elofolithius’s subscription-based financial planning service. Please read carefully before subscribing. By accessing or using our service, you agree to these terms.
September 15, 2025
Acceptance of Terms
By subscribing to or using our services, you accept these Terms and Conditions and agree to comply with all applicable laws and policies. If you do not agree, please refrain from using our services.
Definitions
Key terms used in these Terms and Conditions are defined below for clarity.
“Service” refers to the subscription-based financial planning offered by elofolithius for a flat monthly fee.
“User” or “Client” means anyone who subscribes to or uses our service.
“Advisor” means the professional providing ongoing consultative support to clients.
“Agreement” means these Terms and Conditions and all related policies.
Service Usage Rules
The service is available to individuals and businesses seeking financial planning consultations. Misuse or unauthorized use may result in suspension or termination of access.
Eligibility
You must be at least 18 years old and legally able to enter into binding agreements in your jurisdiction to subscribe.
Service is not available to minors.
User Responsibilities
Clients are responsible for providing accurate information and complying with these terms.
Prohibited Uses
Certain uses of our service are strictly prohibited.
Intellectual Property Rights
All content, trademarks, and materials on this site are owned by elofolithius or licensors and may not be used, copied, or distributed without written consent. Use of our service does not grant ownership rights in any intellectual property.
User Content
You may submit feedback or inquiries. By doing so, you grant us permission to use your input for service improvement.
User Content Rights
You retain ownership of your feedback, but we may use it as needed for our operations.
Privacy and Data Security
Your privacy is important to us. Details on data collection, use, and protection are described in our Privacy Policy.
View Privacy PolicyService Disclaimer and Limitation
Our service provides advisory support only. We do not guarantee results or outcomes.
Important Disclaimers
No investment, legal, or tax advice is provided. Results may vary. Past performance does not guarantee future outcomes.
Limitation of Liability
To the maximum extent permitted by law, we are not liable for any direct or indirect losses resulting from use of the service.
Indemnification
You agree to indemnify and hold elofolithius harmless from claims arising from your use of our service or violation of these terms.
Dispute Resolution and Governing Law
Any disputes will be resolved through negotiation or, if necessary, legal means under United States law.
Arbitration
Disputes may be submitted to binding arbitration if negotiation fails. Decisions are final and binding.
You may request details about arbitration procedures at any time.
Online Dispute Resolution Options
We participate in available online dispute resolution mechanisms to resolve conflicts efficiently.
Contact Us for ODRSeverability
If any part of these terms is found invalid, the remainder remains effective.
Entire Agreement
These Terms and Conditions and related policies constitute the full agreement between you and elofolithius.
Applicable Law and Jurisdiction
These terms are governed by the laws of the United States. All legal actions must be filed in U.S. courts.
Termination
We reserve the right to terminate or suspend access for violations of these terms. Clients may cancel their subscription at any time.
Modifications
We may update these terms periodically. Continued use of our service means you accept any changes.
Contact for Terms Questions
Contact us with any questions regarding these terms and conditions.
Email Address: content@elofolithius.com
Phone Number: +1 (512) 750-2948
Office Address: 600 California Street 11th Floor, San Francisco, CA 94108 United States
Effective Date: September 15, 2025
Version: v3